Student Loan Consolidation vs Refinancing (What To Do)
Student loans can be confusing and stressful if you’re not careful. Consolidation and refinancing are two tools to manage your loans, but they’re not the same, and mixing them
Episode 194. “$0 savings, $0 investments. Is it too late for us?” (Part 2)
On last week’s episode, we met 38-year-old LaKiesha and 45-year-old James, a couple struggling to get on the same page financially. With no savings, no investments, and deep-root
Tips for First Time Home Buyers And How to Avoid Big Mistakes
With a clear plan and an understanding of the costs and risks, first-time home buyers can make confident decisions without costly surprises. In this article, we’ll cover essentia
The 28/36 Rule (What It Is, How It Works, and Other Alternatives)
There are plenty of personal finance rules out there, and the 28/36 rule is one of the most well-known. It’s designed to help you keep housing and debt costs in check, but like a